Friday, September 14, 2012

Individual health coverage - HEALTH, BEAUTY & FITNESS

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Source: http://curryrecipe-jp.net/health-2/individual-health-coverage/

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PSA: Motorola Droid RAZR M arrives on Verizon today, priced at $99

We were pleasantly surprised with what Motorola offered in its smallest new smartphone. With a responsive dual-core S4 processor and a battery that went the distance, the RAZR M is looking like a strong prospect for Verizon, landing at $99 (after a $50 rebate) on a two-year contract. To celebrate it launching today, Motorola's even cooked up a quick ad to go with the launch -- we've added it after the break. Visit the Verizon link below to place your order.

Continue reading PSA: Motorola Droid RAZR M arrives on Verizon today, priced at $99

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PSA: Motorola Droid RAZR M arrives on Verizon today, priced at $99 originally appeared on Engadget on Thu, 13 Sep 2012 10:00:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/09/13/psa-motorola-razr-m-release-price/

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natfinn: RT @mattcutts: 7 of 8 Ivy League schools and 72 of top 100 universities are now using Google Apps: http://t.co/OJNdDB0u

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Source: http://twitter.com/natfinn/statuses/246654909984931840

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Rental values for housing goes up in Sewri | Magicbricks.com ...

Mumbai

Sewri is a busy, vibrant and bustling part of South Mumbai, an area that is reinventing itself rapidly. Once the centre of the city?s mill life, it is now witnessing a transformation into a residential area close to the business district of Lower Parel. In recent times the locality has been in news due to the proposed Sewri-Nhava Sheva Trans Harbour Link. This development has generated interest in the consumers and put the locality in demand pushing the rental values.

?The Trans Harbour Link will begin at Sewri, passing through Thane Creek, North of Elephanta Creek and will end at Nhava Sheva. It is a 22 Km road linked to the Mumbai Pune Expressway in the East and to the Western Freeway in the West,? says Raja Dason from Prime Properties. This will also provide connectivity to the future airport in Panval.

?This link is expected to give an impetus to the real estate scenario in the locality. The project is slated for completion by the year 2017,? stated another city based realtor Jayesh Gadda of Arihant Estate. ?However, the demand for rented housing has already reached a hike pushing the rental values of the locality.

The residential rental values in the locality have recorded an average rise of 7 per cent for multi-storey apartments and 6 per cent for independent houses in the Apr-Jun 2012 quarter, as per data on MagicBricks.com. ?Nonetheless, demand for out right purchase is low at present owing to high prices,? added Gadda.

The locality is preferred for its high end projects that offer all the modern day facilities such as swimming pool, gym, playing area for children, amphitheatre, good security etc. It is also close to the Arabian Sea which is a prominent tourist attraction. It is in close proximity to the railway station as well as the bus depot. There are many prominent school and colleges present providing a boost to the residential values of the locality.

Source: MagicBricks.com Bureau

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Source: http://content.magicbricks.com/rental-values-for-housing-goes-up-in-sewri

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Reshaping and Slimming Specific Regions of the Body Through ...

Related eBooks

? This is another medical term for lipoplasty. Liposuction surgery reshapes specific regions of the body by getting rid of excess fat deposits. This helps to improve the body contours and proportion resulting in an enhanced self-image.

Source:Reshaping and Slimming Specific Regions of the Body Through Liposuction Surgery

Related Reading:

Psychological Aspects of Reconstructive and Cosmetic Plastic Surgery: Clinical, Empirical and Ethical PerspectivesPsychological Aspects of Reconstructive and Cosmetic Plastic Surgery: Clinical, Empirical and Ethical Perspectives

Written by leading psychologists, psychiatrists, and plastic surgeons, this volume provides a thorough understanding of the psychological issues involved in reconstructive and cosmetic surgery. The book examines the relationships among physical appearance, body image, and psychosocial functioning, reviews the literature on the psychological functioning of plastic surgical patients, and offers clinically effective recommendations on psychological assessment and care of specific patient groups.

Major sections detail the psychological issues surrounding specific disfigurements and reconstructive procedures and cosmetic surgery of the face and body. These chapters include brief questionnaires for psychological assessment of patients. Concluding chapters discuss bioethical, professional, and legal issues.

The Smart Woman's Guide to Plastic SurgeryThe Smart Woman's Guide to Plastic Surgery

Whether it is for augmentation, liposuction, or a lift, women often go into plastic surgery without being aware of all the aspects. This book, written by a female plastic surgeon, gives an objective, knowledgeable overview of the different procedures and includes topics such as decision making, smart questions to ask, expectations, possible complications, and recovery.

Venus Envy: A History of Cosmetic SurgeryVenus Envy: A History of Cosmetic Surgery

Face lifts, nose jobs, breast implants, liposuction, collagen injections?the body at the end of the twentieth century has become endlessly mutable, and surgical alteration has become an accepted part of American culture. In Venus Envy, Elizabeth Haiken traces the quest for physical perfection through surgery from the turn of the century to the present. Drawing on a wide array of sources?personal accounts, medical records, popular magazines, medical journals, and beauty guides?Haiken reveals how our culture came to see cosmetic surgery as a panacea for both individual and social problems.

Dermatologic and Cosmetic Procedures in Office Practice: Expert Consult - Online and Print, 1eDermatologic and Cosmetic Procedures in Office Practice: Expert Consult - Online and Print, 1e

Dermatologic and Cosmetic Procedures in Office Practice, by Drs. Richard Usatine, John Pfenninger, Daniel Stulberg, and Rebecca Small, provides you with the clear, step-by-step guidance you need to provide these options to your patients. Full-color photographs and drawings in combination with high-definition narrated videos clearly demonstrate key procedures, including skin biopsies, cryosurgery, electrosurgery, botulinum toxin injections, and more. Access to the full text, and a downloadable image bank online at www.expertconsult.com make this an ideal reference for performing key dermatologic and cosmetic procedures in your practice.

  • Access the fully searchable contents and downloadable image bank online at www.expertconsult.com.
  • Incorporate key dermatologic and cosmetic procedures into your practice with coverage of using dermoscopy to more accurately detect skin cancer, the latest information on lasers, botulinum toxin injections and dermal fillers, the diagnosis and treatment of benign and malignant lesions, and more.
  • Master dermatologic and cosmetic procedures thanks to more than 40 narrated, high-definition videos on DVD, demonstrating skin biopsies, cryosurgery, electrosurgery, and excision of skin cancers, cysts, and lipomas.
  • See how to perform each procedure clearly from detailed, full-color photographs and drawings and step-by-step instructions.
  • Maximize the value of providing dermatologic and cosmetic procedures with guidance on combination treatments as well as coding and billing details.

Enhance your practice with step-by-step guidance to perform virtually any skin procedure in the office setting

Cosmetic Breast Surgery: A Complete Guide to Making the Right Decision--from A to Double DCosmetic Breast Surgery: A Complete Guide to Making the Right Decision--from A to Double DThough cosmetic breast surgery is most commonly an elective procedure, it is an important, irreversible decision that demands careful consideration. In Cosmetic Breast Surgery, distinguished plastic surgeon Robert M. Freund?who has worked on the breasts of thousands of women in his private and public New York City practices?offers clear explanations and sensitive advice for women curious about having their breasts enlarged, reduced, or lifted. In a factual, conversational tone, Dr. Freund?recently named one of New York's leading plastic surgeons by New York magazine?candidly discusses all of the risks and rewards involved, different operating procedures and options, the right and wrong reasons to have surgery, choosing the right surgeon, pre- and postoperative care, and what to do if a procedure goes wrong. Written with a woman's best interest in mind, Cosmetic Breast Surgery provides photographs throughout and is essential reading for all women considering breast surgery.

Tags: cosmetic surgery

Source: http://www.jackiesbazaar.com/womensinterests/cosmetic-surgery/reshaping-and-slimming-specific-regions-of-the-body-through-liposuction-surgery

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How to price a rental property in 2012 | The Buy and Hold Guys

In my last post, I discussed how I found my latest deal (you can read the last post HERE).? In this post, I would like to share how I do my due diligence when it comes to rent amounts.

Forecasting Rental Income:

Establishing rent prices can be tricky.? It is less of a science and more of an art.? It is hard to explain why one house will rent for $100 more than a comparable house across the street.? It is even more difficult to decipher that information if you do not know the local market.

I probably don?t need to harp on this point, but it is worth emphasizing: understanding what a particular property will rent for is crucial to accurately calculate a return.? If the numbers are off, the estimated profits will be off as well.

In order to accurately price the rental amount on my recent purchase, I had to find out as much data on the local rent prices as possible.? In order to do that, I pulled information from several sources.

Here are the sources I use(d):

    • Zillow.com:? Side note ? Don?t use Zestimates!!!? I know it is tempting, but I haven?t had much luck aligning my rental prices with the Zestimates.

Rather than going off of Zestimates, I typed in the zip code and searched only for rentals in the same neighborhood as my new property.? This gave me an idea of what my competition was pricing their rentals at.? I noticed that the more desirable properties were renting for about $1100-1200.? The houses in rougher areas were renting for $900-950.

  • Craigslist:?? I probably use this website more than I should, but I have found it to be a huge asset in learning the local rents and analyzing my completion.? In pricing this property, I tried a few different formulas:

Landmarks ? If my property is close to a particular landmark such as a college, hospital or golf course, I?ll type that into the search field to find a match.

Zip code ? In addition to searching for competitors? rent prices by landmarks, I also run another search based on zip code.? Be familiar with neighborhoods within the same zip code and observe how that affects the cost of rent.

Street name ? Lastly, I?ll search by street name and major cross streets.? Sometimes I get lucky and find a comparable rental on the same street.

  • Rentometer.com:? I compiled all the information I obtained from both Zillow and Craigslist and came up with a median amount of $1050 per month for my property. ?I took that number and checked it against Rentometer.com.? Based on information obtained from the site, it looks like $1050 is a fair price to list my rental at.

[UPDATE:? The property has been on the rental market for a little under two weeks.? During that time, two other homes have popped up on the market for the same price point.? In an effort to make my property stand out, I?ve dropped the price to $1025.]

  • Talk to my property manager:? Lastly, I discussed the rental price with my property manager to see if he had any additional insights about the market or my listing price. ?At the end of the conversation, we both agreed the property was priced properly, so we put it on the market.

Two additional thoughts on rentals properties

  • Pricing:? After learning the local market rent, I like to divide the range of possible rental prices and price my unit at the lower third of the market.? For example, the subject property in this post had a range from $950-1200.? In order to expose the property to the maximum amount of potential tenants, I priced it at $1050 (now $1030). ?The goal for me is not to squeeze every possible last penny out of the rent, but rather to find the best possible tenant for the property.? If I priced the house at $1150, I could probably rent the unit out eventually.? The problem is it might take several months before the right tenant agreed to that price.
  • ?Best product:? A mentor once told me that the key to keeping properties rented is having the best product at the best price.? The idea here is that people want a deal, and tenants are no different.? Before I put any of my rentals on the market, I spend a little extra cash on the front-end to make the unit more desirable.? This doesn?t mean that I install granite counter tops, but I do switch out dated hardware and light fixtures, paint the interior a neutral beige, and replace carpeting where needed. ?When I first started buying rentals a little less than three years ago, I had hardly any competition.? At the time, I could pick the best of the REO litter, so to speak.? Several of my first purchases cost me less than $1000 to make rent-ready.? However, the market has changed.? There is a lot of new money floating around and with that, less inventory and more rental competition.? In order to make my properties stand out and rent fast, I have to do a little more work and make sure I buy in desirable parts of town.

Wrapping it up

After reviewing the various resources, I priced my rental at $1050 (now $1030) a month.? In the past two weeks, the property has been shown roughly 15 times.? We?ve had a lot of interest and positive feedback, but no one has filled out an application yet.

I?ll be monitoring the activity on this property closely in the coming weeks and will adjust the price or add incentives (more to come on this topic) to get the unit occupied faster.? Remember, dropping the rent by $25 is cheaper than skipping out on a month?s worth of rent while holding out for a higher figure ? essentially, that?s an 8% loss for the year!? Look at the bigger picture and be flexible as needed.

Next week, I?ll discuss how I calculated the estimated returns on this investment.

Please feel free to share any comments or thoughts below.

No related posts.

Source: http://www.thebuyandholdguys.com/adapting-to-todays-market-the-berkeley-house-part-2/

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Wednesday, September 12, 2012

Everything You Need to Know About iOS 6 [IOS 6]

Everything You Need to Know About iOS 6Apple announced the release of iOS 6, the iPhone 5, it's new iPod lineup, and the next version of iTunes. Here's everything you need to know.

Everything You Need to Know About iOS 6

Everything You Need to Know About iOS 6 in Under Three Minutes

Everything You Need to Know About iOS 6

How to Upgrade to the Latest iPhone for Free

Everything You Need to Know About iOS 6

Should I Upgrade to iOS 6 and Lose my Jailbreak, or Stick with iOS 5?

Everything You Need to Know About iOS 6

Pick the Best iPhone 5 Carrier

Everything You Need to Know About iOS 6

Apple Unveils the iPhone 5, Available for Pre-Order Friday

Everything You Need to Know About iOS 6

The New iTunes Offers Faster Performance, iCloud Syncing, and a Redesigned iTunes Store

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/Es1vJawFUOU/everything-you-need-to-know-about-ios-6

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